Amendments to the 2013 Mortgage Rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)

14 organizations filed 19 public comments on Amendments to the 2013 Mortgage Rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z), at the Consumer Financial Protection Bureau. The comment window closed 4152d ago.

Abstract

The Bureau of Consumer Financial Protection (Bureau) is proposing amendments to certain mortgage servicing rules issued in 2013. These proposed amendments focus primarily on clarifying, revising, or amending provisions regarding force-placed insurance notices, policies and procedures, early intervention, and loss mitigation requirements under Regulation X’s servicing provisions; and periodic statement requirements under Regulation Z’s servicing provisions. The proposed amendments also address proper compliance regarding certain servicing requirements when a consumer is a potential or confirmed successor in interest, is in bankruptcy, or sends a cease communication request under the Fair Debt Collection Practices Act. The proposed rule makes technical corrections to several provisions of Regulations X and Z. The Bureau requests public comment on these changes.

Commenters (14)

• Consumer Mortgage Coalitiontrade assoc.

  5 filings · confidence 85%
• National Association of Chapter 13 Trusteestrade assoc.

  2 filings · confidence 85%
• American Airlines Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• CMC Roundtable Follow-Up Letter (03-10-16)trade assoc.

  1 filing · confidence 85%
• Consumer Mortgage Coalition Response to the NCLC March 2016 Reporttrade assoc.

  1 filing · confidence 85%
• Ex parte submission - CMC Second Roundtable Follow-Up (03-21-16)trade assoc.

  1 filing · confidence 85%
• Ex Parte submission from Paulina Gonzalez on behalf of CRC and Woodstock Institutetrade assoc.

  1 filing · confidence 85%
• Ex parte submission: Consumer Mortgage Coalition Streamlined Approach to Successors In Intere...trade assoc.

  1 filing · confidence 85%
• Kohler Credit Unionunverified attribution

  1 filing · confidence 70%
• Mortgage Bankers Associationtrade assoc.

  1 filing · confidence 97%
• SchoolsFirst Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• State Employees' Credit Unionunverified attribution

  1 filing · confidence 70%
• The Urban Institutetrade assoc.

  1 filing · confidence 85%
• University of California Irvine School of Lawunverified attribution

  1 filing · confidence 70%