Amendments to Federal Mortgage Disclosure Requirements under the Truth in Lending Act (Regulation Z)

18 organizations filed 24 public comments on Amendments to Federal Mortgage Disclosure Requirements under the Truth in Lending Act (Regulation Z), at the Consumer Financial Protection Bureau. The comment window closed 3213d ago.

Abstract

The Bureau of Consumer Financial Protection (Bureau) is proposing to amend federal mortgage disclosure requirements under the Real Estate Settlement Procedures Act and the Truth in Lending Act that are implemented in Regulation Z. The proposed amendments relate to when a creditor may compare charges paid by or imposed on the consumer to amounts disclosed on a Closing Disclosure, instead of a Loan Estimate, to determine if an estimated closing cost was disclosed in good faith. Specifically, the proposed amendments would permit creditors to do so regardless of when the Closing Disclosure is provided relative to consummation.

Commenters (18)

• Peoples Mortgage Companyunverified attribution

  4 filings · confidence 70%
• American Bankers Associationtrade assoc.

  2 filings · confidence 97%
• American Escrow Associationtrade assoc.

  2 filings · confidence 85%
• National Association of Home Builderstrade assoc.

  2 filings · confidence 97%
• Alaska USA Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• American Land Title Associationtrade assoc.

  1 filing · confidence 85%
• American Pacific Mortgage Corporationunverified attribution

  1 filing · confidence 70%
• BA in political science candidate at George Washington Universityunverified attribution

  1 filing · confidence 70%
• Credit Union National Associationtrade assoc.

  1 filing · confidence 97%
• Iowa Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Moria Development Inc. dba Peoples Mortgage Companyunverified attribution

  1 filing · confidence 70%
• Mortgage Bankers Associationtrade assoc.

  1 filing · confidence 97%
• National Association of Federally-Insured Credit Unionstrade assoc.

  1 filing · confidence 85%
• National Association of REALTORStrade assoc.

  1 filing · confidence 85%
• Ohio Credit Union Leaguetrade assoc.

  1 filing · confidence 97%
• People's Mortgage Companyunverified attribution

  1 filing · confidence 70%
• Union Home Mortgageunverified attribution

  1 filing · confidence 70%
• University Bankunverified attribution

  1 filing · confidence 70%