Home Mortgage Disclosure (Regulation C)

48 organizations filed 52 public comments on Home Mortgage Disclosure (Regulation C), at the Consumer Financial Protection Bureau. The comment window closed 2478d ago.

Abstract

The Bureau of Consumer Financial Protection (Bureau) is proposing two alternatives to amend Regulation C to increase the threshold for reporting data about closed-end mortgage loans so that institutions originating fewer than either 50 closed-end mortgage loans, or alternatively 100 closed-end mortgage loans, in either of the two preceding calendar years would not have to report such data as of January 1, 2020. The proposed rule would also adjust the threshold for reporting data about open-end lines of credit by extending to January 1, 2022, the current temporary threshold of 500 open-end lines of credit and setting the threshold at 200 open-end lines of credit upon the expiration of the proposed extension of the temporary threshold. The Bureau is also proposing to incorporate into Regulation C the interpretations and procedures from the interpretive and procedural rule that the Bureau issued on August 31, 2018, and to implement further section 104(a) of the Economic Growth, Regulatory Relief, and Consumer Protection Act.

Commenters (48)

• American Bankers Associationtrade assoc.

  2 filings · confidence 97%
• Buena Vista National Bankunverified attribution

  2 filings · confidence 70%
• Citizens Alliance Banktrade assoc.

  2 filings · confidence 85%
• Federation Banktrade assoc.

  2 filings · confidence 85%
• Banana Kelly Community Improvement Associationtrade assoc.

  1 filing · confidence 85%
• California and Nevada Credit Union Leaguesunverified attribution

  1 filing · confidence 70%
• California Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Coachella Valley Housing Coalitiontrade assoc.

  1 filing · confidence 85%
• Community Bankers Association of Illinoistrade assoc.

  1 filing · confidence 85%
• Credit Union Association of the Dakotastrade assoc.

  1 filing · confidence 85%
• Credit Union National Associationtrade assoc.

  1 filing · confidence 97%
• Cumberland Valley National Bankunverified attribution

  1 filing · confidence 70%
• Edison National Bankunverified attribution

  1 filing · confidence 70%
• First Engergy Choice Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• First National Bank Minnesotaunverified attribution

  1 filing · confidence 70%
• Fisher National Bankunverified attribution

  1 filing · confidence 70%
• Freedom Credit Unionunverified attribution

  1 filing · confidence 70%
• Heartland Credit Union Associationtrade assoc.

  1 filing · confidence 85%
• HNB National Bankunverified attribution

  1 filing · confidence 70%
• Illinois Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Illinois Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• International Bancshares Corporationunverified attribution

  1 filing · confidence 70%
• International Bank of Amherstunverified attribution

  1 filing · confidence 70%
• Jefferson Bank and Trust Companyunverified attribution

  1 filing · confidence 70%
• League of Southeastern Credit Unionstrade assoc.

  1 filing · confidence 85%
• Massachusetts Affordable Housing Alliancetrade assoc.

  1 filing · confidence 85%
• MDDC Credit Union Associationtrade assoc.

  1 filing · confidence 85%
• Metropolitan St. Louis Equal Housing and Opportunity Counciltrade assoc.

  1 filing · confidence 85%
• Minnesota Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Missouri Bankers Associationtrade assoc.

  1 filing · confidence 85%
• NATIONAL FAIR HOUSING ALLIANCEtrade assoc.

  1 filing · confidence 85%
• Nazareth Housing Dev. Corp.unverified attribution

  1 filing · confidence 70%
• North Cambridge Co-operative Bankunverified attribution

  1 filing · confidence 70%
• Ohio Credit Union Leaguetrade assoc.

  1 filing · confidence 97%
• Skyline National Bankunverified attribution

  1 filing · confidence 70%
• St. Louis Equal Housing and Community Reinvestment Alliancetrade assoc.

  1 filing · confidence 85%
• St. Louis Equal Housing and Opportunity Counciltrade assoc.

  1 filing · confidence 85%
• Texas National Associationtrade assoc.

  1 filing · confidence 85%
• The First National Bank of Ballingerunverified attribution

  1 filing · confidence 70%
• The First National Bank of Jeaneretteunverified attribution

  1 filing · confidence 70%
• The National Council of Asian Pacific Americanstrade assoc.

  1 filing · confidence 85%
• The Neffs National Bankunverified attribution

  1 filing · confidence 70%
• The Wisconsin Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• Tri-County Trust Companyunverified attribution

  1 filing · confidence 70%
• UNCLE Credit Unionunverified attribution

  1 filing · confidence 70%
• Union State Bankunverified attribution

  1 filing · confidence 70%
• United States House of Representatives Committee on Financial Servicestrade assoc.

  1 filing · confidence 85%
• Urban Economic Development Association of Wisconsintrade assoc.

  1 filing · confidence 85%