Small Business Lending Data Collection under the Equal Credit Opportunity Act

164 organizations filed 175 public comments on Small Business Lending Data Collection under the Equal Credit Opportunity Act, at the Consumer Financial Protection Bureau. The comment window closed 1664d ago.

Abstract

The Bureau of Consumer Financial Protection (Bureau) is publishing for public comment a proposed rule amending Regulation B to implement changes to the Equal Credit Opportunity Act (ECOA) made by section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). Consistent with section 1071, the Bureau is proposing to require covered financial institutions to collect and report to the Bureau data on applications for credit for small businesses, including those that are owned by women or minorities. The Bureau’s proposal also addresses its approach to privacy interests and the publication of section 1071 data; shielding certain demographic data from underwriters and other persons; recordkeeping requirements; enforcement provisions; and the proposed rule’s effective and compliance dates.

Commenters (164)

• Citizens Alliance Banktrade assoc.

  5 filings · confidence 85%
• American Bankers Associationtrade assoc.

  2 filings · confidence 97%
• Ex parte submission from the American Financial Services Associationtrade assoc.

  2 filings · confidence 85%
• Farm Credit Counciltrade assoc.

  2 filings · confidence 85%
• National Association of Development Companiestrade assoc.

  2 filings · confidence 85%
• National Association of Government Guaranteed Lenderstrade assoc.

  2 filings · confidence 85%
• National Community Reinvestment Coalitiontrade assoc.

  2 filings · confidence 85%
• The Virginia Bankers Associationtrade assoc.

  2 filings · confidence 85%
• African American Alliance of CDFI CEOstrade assoc.

  1 filing · confidence 85%
• African American Trade Associationtrade assoc.

  1 filing · confidence 85%
• American Financial Services Associationtrade assoc.

  1 filing · confidence 85%
• American Fintech Counciltrade assoc.

  1 filing · confidence 85%
• Association for Enterprise Opportunitytrade assoc.

  1 filing · confidence 85%
• Association for Neighborhood and Housing Developmenttrade assoc.

  1 filing · confidence 85%
• Bay Area Development Companyunverified attribution

  1 filing · confidence 70%
• Bay Colony Development Corp.unverified attribution

  1 filing · confidence 70%
• Brooklyn Legal Services Incunverified attribution

  1 filing · confidence 70%
• C-PACE Alliancetrade assoc.

  1 filing · confidence 85%
• California Bankers Associationtrade assoc.

  1 filing · confidence 85%
• CAMEO - California Association for Micro Enterprise Opportunitytrade assoc.

  1 filing · confidence 85%
• Canandaigua National Bank & Trustunverified attribution

  1 filing · confidence 70%
• Capchase Inc.unverified attribution

  1 filing · confidence 70%
• Capital Partners Certified Development Companyunverified attribution

  1 filing · confidence 70%
• Central Baptist Community Development Corporationunverified attribution

  1 filing · confidence 70%
• Central Kentucky Agricultural Credit Associationtrade assoc.

  1 filing · confidence 85%
• Change the Chambertrade assoc.

  1 filing · confidence 85%
• Chhaya Community Development Corporationunverified attribution

  1 filing · confidence 70%
• Chicanos Por La Causa Inc.unverified attribution

  1 filing · confidence 70%
• CHROME Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Citizens National Bank of Cheboyganunverified attribution

  1 filing · confidence 70%
• CME Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Coalition for a Better Chinese American Communitytrade assoc.

  1 filing · confidence 85%
• Coalition for Nonprofit Housing and Economic Developmenttrade assoc.

  1 filing · confidence 85%
• Coastal Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Commercial Real Estate Finance Counciltrade assoc.

  1 filing · confidence 85%
• Community Bankers Association of Illinoistrade assoc.

  1 filing · confidence 85%
• Community Certified Development Corporationunverified attribution

  1 filing · confidence 70%
• Community Development Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Community National Bankunverified attribution

  1 filing · confidence 70%
• Competitive Enterprise Institutetrade assoc.

  1 filing · confidence 85%
• Conference of State Bank Supervisorstrade assoc.

  1 filing · confidence 85%
• Consumer Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Credit Union National Associationtrade assoc.

  1 filing · confidence 97%
• Dakota Credit Union Associationtrade assoc.

  1 filing · confidence 85%
• Day Air Credit Unionunverified attribution

  1 filing · confidence 70%
• Desco Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Electronic Transactions Associationtrade assoc.

  1 filing · confidence 85%
• Elle Patout - National Association of Women Business Ownerstrade assoc.

  1 filing · confidence 85%
• Enterprise Bank & Trust Companyunverified attribution

  1 filing · confidence 70%
• Equipment Leasing & Finance Associationtrade assoc.

  1 filing · confidence 85%
• Ex Parte submission - Thomas Foley - National Disability Institutetrade assoc.

  1 filing · confidence 85%
• Ex parte submission from Consumer Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Ex Parte submission from the Responsible Business Lending Coalitiontrade assoc.

  1 filing · confidence 85%
• Farm Aid and The Intertribal Agriculture Counciltrade assoc.

  1 filing · confidence 85%
• Financial Technology Associationtrade assoc.

  1 filing · confidence 85%
• First Citizens National Bankunverified attribution

  1 filing · confidence 70%
• First District Development Companyunverified attribution

  1 filing · confidence 70%
• First National Bank in Cimarronunverified attribution

  1 filing · confidence 70%
• First National Bank Minnesotaunverified attribution

  1 filing · confidence 70%
• First National Bank of Pulaski TNunverified attribution

  1 filing · confidence 70%
• First National Bank Texasunverified attribution

  1 filing · confidence 70%
• FirstBank Holding Companyunverified attribution

  1 filing · confidence 70%
• Forward Financing LLCunverified attribution

  1 filing · confidence 70%
• FPYD INCunverified attribution

  1 filing · confidence 70%
• Georgia's Own Credit Unionunverified attribution

  1 filing · confidence 70%
• Gulf Coast Bank & Trust Co.unverified attribution

  1 filing · confidence 70%
• Hancock Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Hello Beautiful Inc.unverified attribution

  1 filing · confidence 70%
• Hispanic Federationtrade assoc.

  1 filing · confidence 85%
• Hope Credit Union and Hope Policy Institute)trade assoc.

  1 filing · confidence 85%
• Ideal Credit Unionunverified attribution

  1 filing · confidence 70%
• Illinois Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• INC -- TXunverified attribution

  1 filing · confidence 70%
• Indiana Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• Indiana Statewide Certified Development Corporationunverified attribution

  1 filing · confidence 70%
• Innovative Lending Platform Associationtrade assoc.

  1 filing · confidence 85%
• Institute for Agriculture & Trade Policytrade assoc.

  1 filing · confidence 85%
• Iowa Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• Junction National Bankunverified attribution

  1 filing · confidence 70%
• Kansas Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Kentucky Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Kohler Credit Unionunverified attribution

  1 filing · confidence 70%
• Ladysmith Federal Savings & Loan Associationtrade assoc.

  1 filing · confidence 85%
• League of Southeastern Credit Unionstrade assoc.

  1 filing · confidence 85%
• Ledyard National Bankunverified attribution

  1 filing · confidence 70%
• Linear Financial Technologiesunverified attribution

  1 filing · confidence 70%
• Local Initiatives Support Corporationunverified attribution

  1 filing · confidence 70%
• Louisiana Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• Main Street Alliancetrade assoc.

  1 filing · confidence 85%
• Maryland Consumer Rights Coalitiontrade assoc.

  1 filing · confidence 85%
• Massachusetts Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Massachusetts Community & Banking Counciltrade assoc.

  1 filing · confidence 85%
• MD|DC Credit Union Associationtrade assoc.

  1 filing · confidence 85%
• Mentz LLCunverified attribution

  1 filing · confidence 70%
• Meramec Regional Development Corporationunverified attribution

  1 filing · confidence 70%
• Metropolitan Milwaukee Fair Housing Counciltrade assoc.

  1 filing · confidence 85%
• Mid Minnesota Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Mid-Hudson Valley Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Mid-Size Bank Coalition of Americatrade assoc.

  1 filing · confidence 85%
• Minnesota Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Minnesota Credit Union Networkunverified attribution

  1 filing · confidence 70%
• Mississippi Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Missouri Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Mortgage Bankers Associationtrade assoc.

  1 filing · confidence 97%
• Mountain America Credit Unionunverified attribution

  1 filing · confidence 70%
• Mr. Fixit Fast LLCunverified attribution

  1 filing · confidence 70%
• National Alliance of Community Economic Development Associationstrade assoc.

  1 filing · confidence 85%
• National Associationtrade assoc.

  1 filing · confidence 85%
• National Association for Latino Community Asset Builders On May 26trade assoc.

  1 filing · confidence 85%
• National Automobile Dealers Associationtrade assoc.

  1 filing · confidence 97%
• National Automobile Dealers Association & National Association of Minority Automobile Dealerstrade assoc.

  1 filing · confidence 85%
• National Disability Institutetrade assoc.

  1 filing · confidence 85%
• National Family Farm Coalitiontrade assoc.

  1 filing · confidence 85%
• National Sustainable Agriculture Coalitiontrade assoc.

  1 filing · confidence 85%
• Nebraska Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Neighborhood Trust Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• New Hampshire Bankers Associationtrade assoc.

  1 filing · confidence 85%
• New Orleans Firemen's Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• North Dakota Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Northwest Indiana Investment Alliancetrade assoc.

  1 filing · confidence 85%
• Ohio Credit Union Leaguetrade assoc.

  1 filing · confidence 97%
• Oregon Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Organic Farmers Associationtrade assoc.

  1 filing · confidence 85%
• Pathways Financial Credit Unionunverified attribution

  1 filing · confidence 70%
• Peoples Trust Companyunverified attribution

  1 filing · confidence 70%
• Premier Capital Corporationunverified attribution

  1 filing · confidence 70%
• Quest Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Red Canoe Credit Unionunverified attribution

  1 filing · confidence 70%
• Revenue Based Finance Coalitiontrade assoc.

  1 filing · confidence 85%
• Royal Credit Unionunverified attribution

  1 filing · confidence 70%
• Rural Advancement Foundation International - USAtrade assoc.

  1 filing · confidence 85%
• Service 1st Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Service Credit Unionunverified attribution

  1 filing · confidence 70%
• Shelle M Mathis Counseling Services LLCunverified attribution

  1 filing · confidence 70%
• Small Business Finance Associationtrade assoc.

  1 filing · confidence 85%
• South Carolina Association for Community Economic Developmenttrade assoc.

  1 filing · confidence 85%
• South Carolina Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Southern Dallas Progress Community Development Corporationunverified attribution

  1 filing · confidence 70%
• Springs Valley Bank & Trust Companyunverified attribution

  1 filing · confidence 70%
• St. Louis Equal Housing and Community Reinvestment Alliancetrade assoc.

  1 filing · confidence 85%
• Status Co. LLCunverified attribution

  1 filing · confidence 70%
• Stryker Corporationunverified attribution

  1 filing · confidence 70%
• Success Capital Expansion & Development Corporationunverified attribution

  1 filing · confidence 70%
• Sullivan Biomedical LLCunverified attribution

  1 filing · confidence 70%
• Tennessee Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• Texas Association of Community Development Corporationstrade assoc.

  1 filing · confidence 85%
• Texas Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Texas National Bankunverified attribution

  1 filing · confidence 70%
• The Asian American Foundationtrade assoc.

  1 filing · confidence 85%
• The Conway National Bankunverified attribution

  1 filing · confidence 70%
• the Council; IIABAtrade assoc.

  1 filing · confidence 85%
• The Greenlining Institutetrade assoc.

  1 filing · confidence 85%
• The National Bank of Texas at Fort Worthunverified attribution

  1 filing · confidence 70%
• The Ohio Bankers Leaguetrade assoc.

  1 filing · confidence 85%
• The Wisconsin Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• The Woodstock Institutetrade assoc.

  1 filing · confidence 85%
• Truck Renting and Leasing Associationtrade assoc.

  1 filing · confidence 85%
• Truliant Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• United Savings Credit Unionunverified attribution

  1 filing · confidence 70%
• United States Hispanic Chamber of Commercetrade assoc.

  1 filing · confidence 85%
• Vermilion Bank & Trust Companyunverified attribution

  1 filing · confidence 70%
• Vermont Slauson Economic Development Corporationunverified attribution

  1 filing · confidence 70%
• Virginia Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• Wisconsin Bankers Associationtrade assoc.

  1 filing · confidence 97%