Overdraft Lending: Very Large Financial Institutions

76 organizations filed 76 public comments on Overdraft Lending: Very Large Financial Institutions, at the Consumer Financial Protection Bureau. The comment window closed 848d ago.

Abstract

SUMMARY: The Consumer Financial Protection Bureau (CFPB) proposes to amend Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions, thereby ensuring that extensions of overdraft credit adhere to consumer protections required of similarly situated products, unless the overdraft fee is a small amount that only recovers applicable costs and losses. The proposal would allow consumers to better comparison shop across credit products and provide substantive protections that apply to other consumer credit. ADDITIONAL INFORMATION: For more information about commenting on CFPB’s Notices, please visit us at: https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/commenting-on-notices/

Commenters (76)

• a Credit Unionunverified attribution

  1 filing · confidence 70%
• America First Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• American Bankers Associationtrade assoc.

  1 filing · confidence 97%
• American Bankers Association and 52 State Bankers Associationstrade assoc.

  1 filing · confidence 85%
• California and Nevada Credit Union Leaguesunverified attribution

  1 filing · confidence 70%
• Carolinas Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• Centra Credit Unionunverified attribution

  1 filing · confidence 70%
• Chamber of Progresstrade assoc.

  1 filing · confidence 85%
• Coastal Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Communication Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Community Bankers Association of Illinoistrade assoc.

  1 filing · confidence 85%
• Conference of State Bank Supervisorstrade assoc.

  1 filing · confidence 85%
• Cooperative Credit Union Associationtrade assoc.

  1 filing · confidence 97%
• CrossState Credit Union Associationtrade assoc.

  1 filing · confidence 85%
• Dakota Credit Union Associationtrade assoc.

  1 filing · confidence 85%
• Day Air Credit Unionunverified attribution

  1 filing · confidence 70%
• Ex Parte Submission - Arkansas Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Ex Parte Submission - Consumer Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Ex Parte submission - Delaware Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Ex Parte Submission - Kentucky Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Ex Parte submission - Mississippi Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Ex Parte submission - New Jersey Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Ex Parte submission - Tennessee Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Ex Parte submission from Kansas Bankers Associationtrade assoc.

  1 filing · confidence 85%
• GECU Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• GoWest Credit Union Association - Regional Trade Associationtrade assoc.

  1 filing · confidence 85%
• Honda Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Illinois Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• Indiana Community Action Poverty Institutetrade assoc.

  1 filing · confidence 85%
• Indiana Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• Institute for Policy Integrity at New York University School of Lawtrade assoc.

  1 filing · confidence 85%
• Iowa Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Iowa Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• JTG JR TRUCKING LLCunverified attribution

  1 filing · confidence 70%
• Kentucky Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Maine Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• Massachusetts Bankers Associationtrade assoc.

  1 filing · confidence 85%
• MD|DC Credit Union Associationtrade assoc.

  1 filing · confidence 85%
• MI Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• Michigan State University Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Minnesota Credit Union Networkunverified attribution

  1 filing · confidence 70%
• Missouri Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Mountain America Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Nader Moghaddam- Financial Partners Credit Unionunverified attribution

  1 filing · confidence 70%
• Natco Credit Unionunverified attribution

  1 filing · confidence 70%
• National Associationtrade assoc.

  1 filing · confidence 85%
• National Association for Latino Community Asset Builderstrade assoc.

  1 filing · confidence 85%
• National Consumer Law Centerunverified attribution

  1 filing · confidence 70%
• National Disability Institutetrade assoc.

  1 filing · confidence 85%
• New Horizons Credit Unionunverified attribution

  1 filing · confidence 70%
• Ohio Credit Union Leaguetrade assoc.

  1 filing · confidence 97%
• Park National Bankunverified attribution

  1 filing · confidence 70%
• Peach State Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Rally Credit Unionunverified attribution

  1 filing · confidence 70%
• Randolph-Brooks Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Redstone Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Redwood Credit Unionunverified attribution

  1 filing · confidence 70%
• REV Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• River City Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Safe 1 Credit Unionunverified attribution

  1 filing · confidence 70%
• Service 1st Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Sierra Central Credit Unionunverified attribution

  1 filing · confidence 70%
• Skyla Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Solidarity Community Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Sun East Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Tennessee Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• The Wisconsin Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• The Woodstock Institutetrade assoc.

  1 filing · confidence 85%
• Tinker Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Truliant Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• United Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• UW Credit Unionunverified attribution

  1 filing · confidence 70%
• Valley Credit Unionunverified attribution

  1 filing · confidence 70%
• Various from University of Virginiaunverified attribution

  1 filing · confidence 70%
• Veridian Credit Unionunverified attribution

  1 filing · confidence 70%
• Virginia Credit Union Leaguetrade assoc.

  1 filing · confidence 85%