Regulatory Capital Treatment for High Volatility Commercial Real Estate (HVCRE) Exposures

27 organizations filed 31 public comments on Regulatory Capital Treatment for High Volatility Commercial Real Estate (HVCRE) Exposures, at the Office of the Comptroller of the Currency. The comment window closed 2532d ago.

Abstract

The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (collectively, the agencies) are issuing a notice of proposed rulemaking (proposal) to seek comment on the treatment of loans that finance the development of land for purposes of the one- to four-family residential properties exclusion in the definition of high volatility commercial real estate (HVCRE) exposure in the agencies' regulatory capital rule. This proposal expands upon the notice of proposed rulemaking (HVCRE NPR) issued on September 28, 2018, which proposed to revise the definition of HVCRE exposure in the regulatory capital rule to conform to the statutory definition of ``high volatility commercial real estate acquisition, development, or construction (HVCRE ADC) loan,'' in accordance with section 214 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA).

Commenters (27)

• American Bankers Associationtrade assoc.

  2 filings · confidence 97%
• INDEPENDENT BANKERS ASSOCIATION OF TEXAStrade assoc.

  2 filings · confidence 85%
• Mortgage Bankers Associationtrade assoc.

  2 filings · confidence 97%
• National Association of Home Builderstrade assoc.

  2 filings · confidence 97%
• America’s Homeowner Alliancetrade assoc.

  1 filing · confidence 85%
• Bank Policy Institutetrade assoc.

  1 filing · confidence 97%
• Bay Colony Development Corp.unverified attribution

  1 filing · confidence 70%
• Capital Certified Development Corporationunverified attribution

  1 filing · confidence 70%
• Commercial Real Estate Finance Counciltrade assoc.

  1 filing · confidence 85%
• HEDCO Local Development Corp.unverified attribution

  1 filing · confidence 70%
• Inc.(MUFG)_Redactedunverified attribution

  1 filing · confidence 70%
• Indiana Statewide Certified Development Corporationunverified attribution

  1 filing · confidence 70%
• International Bancshares Corporationunverified attribution

  1 filing · confidence 70%
• International Bancshares Corporation (IBC) (1)unverified attribution

  1 filing · confidence 70%
• International Bancshares Corporation (IBC) (2)unverified attribution

  1 filing · confidence 70%
• MCDC Michigan Certified Development Corporationunverified attribution

  1 filing · confidence 70%
• Meramec Regional Development Corporationunverified attribution

  1 filing · confidence 70%
• National Multifamily Housing Council and the National Apartment Associationtrade assoc.

  1 filing · confidence 85%
• Regional Development Companyunverified attribution

  1 filing · confidence 70%
• Regional Loan Corporationunverified attribution

  1 filing · confidence 70%
• RLDC Rockford Local Development Corporationunverified attribution

  1 filing · confidence 70%
• Texas National Bankunverified attribution

  1 filing · confidence 70%
• The Appalachian Development Corporationunverified attribution

  1 filing · confidence 70%
• The Real Estate Roundtabletrade assoc.

  1 filing · confidence 85%
• Utah Certified Development Companyunverified attribution

  1 filing · confidence 70%
• WBA Western Bankers Associationtrade assoc.

  1 filing · confidence 85%
• Wells Fargo & Companyunverified attribution

  1 filing · confidence 70%