National Banks and Federal Savings Associations as Lenders

46 organizations filed 48 public comments on National Banks and Federal Savings Associations as Lenders, at the Office of the Comptroller of the Currency. The comment window closed 2154d ago.

Abstract

The Office of the Comptroller of the Currency (OCC) is proposing a regulation to determine when a national bank or Federal savings association (bank) makes a loan and is the ``true lender'' in the context of a partnership between a bank and a third party, such as a marketplace lender. Under this proposal, a bank makes a loan if, as of the date of origination, it is named as the lender in the loan agreement or funds the loan.

Commenters (46)

• Banana Kelly Community Improvement Associationtrade assoc.

  2 filings · confidence 85%
• Consumer Federation of Americatrade assoc.

  2 filings · confidence 85%
• AFL-CIO

  1 filing · confidence 97%
• American Bankers Associationtrade assoc.

  1 filing · confidence 97%
• American Civil Liberties Unionunverified attribution

  1 filing · confidence 70%
• American Financial Services Associationtrade assoc.

  1 filing · confidence 85%
• Association for Neighborhood and Housing Developmenttrade assoc.

  1 filing · confidence 85%
• California League of United Latin American Citizenstrade assoc.

  1 filing · confidence 85%
• Californians for Economic Justice Coalitiontrade assoc.

  1 filing · confidence 85%
• Community Economic Development Association of Michigantrade assoc.

  1 filing · confidence 85%
• Conference of State Bank Supervisorstrade assoc.

  1 filing · confidence 85%
• Consumer Banking Associationtrade assoc.

  1 filing · confidence 85%
• Consumer Data Industry Associationtrade assoc.

  1 filing · confidence 85%
• Economic Progress Institutetrade assoc.

  1 filing · confidence 85%
• Electronic Transactions Associationtrade assoc.

  1 filing · confidence 85%
• Faith and Credit Roundtabletrade assoc.

  1 filing · confidence 85%
• Genesee Co-op Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Greater Rochester Community Reinvestment Coalitiontrade assoc.

  1 filing · confidence 85%
• Hebrew Free Loan Societytrade assoc.

  1 filing · confidence 85%
• Hope Enterprise Corporationunverified attribution

  1 filing · confidence 70%
• Indiana Association for Community Economic Developmenttrade assoc.

  1 filing · confidence 85%
• Indiana Coalition Against Domestic Violencetrade assoc.

  1 filing · confidence 85%
• Indiana Friends Committee on Legislationtrade assoc.

  1 filing · confidence 85%
• Indiana Institute for Working Familiestrade assoc.

  1 filing · confidence 85%
• Innovative Lending Platform Associationtrade assoc.

  1 filing · confidence 85%
• Legal Aide Society of Columbustrade assoc.

  1 filing · confidence 85%
• Lower East Side People’s Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Maine Legislature’s Joint Standing Committee on Health Coveragetrade assoc.

  1 filing · confidence 85%
• Marketplace Lending Associationtrade assoc.

  1 filing · confidence 85%
• Maryland Consumer Rights Coalitiontrade assoc.

  1 filing · confidence 85%
• Mercatus Center George Mason Universityunverified attribution

  1 filing · confidence 70%
• Mortgage Bankers Associationtrade assoc.

  1 filing · confidence 97%
• National Association of Consumer Credit Administrationtrade assoc.

  1 filing · confidence 85%
• National Community Reinvestment Coalitiontrade assoc.

  1 filing · confidence 85%
• National Community Reinvestment Coalition joined by 77 partner groupstrade assoc.

  1 filing · confidence 85%
• NC Coalition for Responsible Lendingtrade assoc.

  1 filing · confidence 85%
• New York City Counciltrade assoc.

  1 filing · confidence 85%
• Online Lenders Alliancetrade assoc.

  1 filing · confidence 85%
• Receivables Management Associationtrade assoc.

  1 filing · confidence 85%
• State Employee's Credit Unionunverified attribution

  1 filing · confidence 70%
• Structured Finance Associationtrade assoc.

  1 filing · confidence 85%
• The Consumers League of New Jerseytrade assoc.

  1 filing · confidence 85%
• The One Less Foundationtrade assoc.

  1 filing · confidence 85%
• The Woodstock Institutetrade assoc.

  1 filing · confidence 85%
• U.S. Chamber of Commerce

  1 filing · confidence 97%
• Woodstock Institute 2trade assoc.

  1 filing · confidence 85%