Real Estate Lending Escrow Accounts

6 organizations filed 6 public comments on Real Estate Lending Escrow Accounts, at the Office of the Comptroller of the Currency. The comment window closed 180d ago.

Abstract

The Providing Accountability Through Transparency Act of 2023 requires that a notice of proposed rulemaking include the internet address of a summary of not more than 100 words in length of a proposed rule, in plain language, that shall be posted on the internet website www.regulations.gov. The OCC is issuing a notice of proposed rulemaking to codify longstanding powers of national banks and Federal savings associations (collectively, banks) to establish or maintain real estate lending escrow accounts and to exercise flexibility in making business judgment as to the terms and conditions of such accounts, including whether and to what extent to offer any compensation related thereto. The proposal and the required summary can be found for the OCC at https://www.regulations.gov by searching for Docket ID OCC-2025-0736 and https://occ.gov/topics/laws-and-regulations/occ-regulations/proposed-issuances/index-proposed-issuances.html.

Commenters (6)

• American Bankers Associationtrade assoc.

  1 filing · confidence 97%
• and American Association of Residential Mortgage Regulatorstrade assoc.

  1 filing · confidence 85%
• Bank Policy Institutetrade assoc.

  1 filing · confidence 97%
• Housing Policy Counciltrade assoc.

  1 filing · confidence 85%
• International Bancshares Corporationunverified attribution

  1 filing · confidence 70%
• Mortgage Bankers Associationtrade assoc.

  1 filing · confidence 97%