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CFPBRulemakingCFPB-2017-0015

Amendments to Rules Concerning Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)

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closed 3270d ago
American Bankers Association filings
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Activity

American Bankers Association filed 2 comments on this docket between Aug 15, 2017 and Nov 17, 2017. 15 other organizations filed here. The comment window closed 3270d ago.

What American Bankers Association filed (2)

Nov 17, 2017· Ex Parte memo - American Bankers Association· CFPB-2017-0015-0037

Filed on regulations.gov — full text not in the inline record.

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Aug 15, 2017· Comment from Nessa Feddis, American Bankers Association· CFPB-2017-0015-0019

Docket No. CFPB-21107-0015 RIN 3170-AA72

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Abstract

The Bureau of Consumer Financial Protection (Bureau or CFPB) is proposing to amend Regulation E, which implements the Electronic Fund Transfer Act, and Regulation Z, which implements the Truth in Lending Act, and the official interpretations to those regulations. This proposal relates to a final rule, published in the Federal Register on November 22, 2016, as amended on April 25, 2017, regarding prepaid accounts under Regulations E and Z. This proposal requests comment on potential modifications to several aspects of that rule, including error resolution and limitations on liability for prepaid accounts where the financial institution has not completed its consumer identification and verification process; application of the rule’s credit-related provisions to digital wallets that are capable of storing funds; certain other clarifications and minor adjustments; and two issues relating to the effective date of the rule.

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Co-filers (15)

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