Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)

Activity

Bank Policy Institute filed 1 comment on this docket between Dec 16, 2025 and Dec 16, 2025. 74 other organizations filed here. The comment window closed 225d ago.

What Bank Policy Institute filed (1)

Abstract

SUMMARY: The Consumer Financial Protection Bureau (CFPB or Bureau) proposes revisions to certain provisions of Regulation B, subpart B, implementing changes to the Equal Credit Opportunity Act made by section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Bureau is reconsidering coverage of certain credit transactions and financial institutions; the small business definition; inclusion of certain data points and how others are collected; and the compliance date. The CFPB believes these proposed changes would streamline the rule, reduce complexity for lenders, and improve data quality, advancing the purposes of section 1071 and complying with recent executive directives. ADDITIONAL INFORMATION: For more information about commenting on CFPB’s Notices, please visit us at: https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/commenting-on-notices/

• Bank Policy InstituteTHIS ORG

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• Beneficial State Foundationtrade assoc.

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• International Bancshares Corporationunverified attribution

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• Mortgage Bankers Associationtrade assoc.

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• National Community Reinvestment Coalitiontrade assoc.

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• Responsible Business Lending Coalitiontrade assoc.

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• The Woodstock Institutetrade assoc.

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• African American Alliance of CDFI CEOstrade assoc.

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• Alliance Defending Freedomtrade assoc.

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• American Bankers Associationtrade assoc.

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• American Bankers Association - 52 jointLtrtrade assoc.

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• American National Bank of Texasunverified attribution

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• Arrow Bank National Associationtrade assoc.

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• Asian Business Associationtrade assoc.

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• Association for Neighborhood and Housing Developmenttrade assoc.

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• Axos Bank

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• Brittany Rowland - First National Bank of East Texas (002)unverified attribution

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• California and Nevada Credit Union Leaguesunverified attribution

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• California Coalition for Rural Housingtrade assoc.

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• Celtic Bank Corporationunverified attribution

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• Chesapeake Financial Shares Inc.unverified attribution

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• Citizens National Bankunverified attribution

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• Citizens Rulemaking Alliancetrade assoc.

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• Clearview Federal Credit Unionunverified attribution

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• Common Counsel Foundationtrade assoc.

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• Community Bankers Association of Illinoistrade assoc.

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• Council of Federal Home Loan Bankstrade assoc.

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• CPAC Foundation Center for Regulatory Freedomtrade assoc.

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• CRE Finance Counciltrade assoc.

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• Dan Taylor - First National Bank of East Texasunverified attribution

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• Defense Credit Union Counciltrade assoc.

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• Doug Wadsworth on behalf of the Endangered Small Credit Union Defenseunverified attribution

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• Doug Wadsworth on behalf of Tri-Cities Community Federal Credit Union in Kennewick Washingtonunverified attribution

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• Equipment Leasing & Finance Associationtrade assoc.

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• Freedom Credit Unionunverified attribution

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• GeoDataVision LLCunverified attribution

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• GoWest Credit Union Associationtrade assoc.

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• HEAL Food Alliance -50trade assoc.

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• Illinois Credit Union Leaguetrade assoc.

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• Innovative Lending Platform Associationtrade assoc.

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• Iowa Bankers Associationtrade assoc.

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• Joe Gendron - Louisiana Bankers Associationtrade assoc.

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• Kansas Bankers Associationtrade assoc.

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• KEMBA Financial Credit Unionunverified attribution

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• Main Street Alliancetrade assoc.

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• Maleeka Manurasada - HEAL Food Alliancetrade assoc.

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• Michigan Bankers Associationtrade assoc.

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• Mid-Size Bank Coalition of Americatrade assoc.

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• Mike Flood - U.S. Chambertrade assoc.

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• Millbury National Bankunverified attribution

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• Minnesota Bankers Associationtrade assoc.

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• Missouri Bankers Associationtrade assoc.

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• Mott Ford - Commercial Bank and Trust Companyunverified attribution

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• National Associationtrade assoc.

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• National Automobile Dealers Associationtrade assoc.

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• National Automobile Dealers Association & National Association of Minority Automobile Dealerstrade assoc.

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• National CAPACD- National Coalition for Asian Pacific American Community Developmenttrade assoc.

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• NATIONAL FAIR HOUSING ALLIANCEtrade assoc.

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• National Family Farm Coalitiontrade assoc.

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• National Small Business Associationtrade assoc.

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• New York Credit Union Associationtrade assoc.

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• Ohio Credit Union Leaguetrade assoc.

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• Park National Bankunverified attribution

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• Republic Bank & Trust Companyunverified attribution

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• Revenue Based Finance Coalitiontrade assoc.

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• Small Business Finance Associationtrade assoc.

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• submiited by Geoff Smith - Fountain Trust Companyunverified attribution

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• Sun East Federal Credit Unionunverified attribution

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• The Canandaigua National Bank and Trust Companyunverified attribution

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• The Colorado Health Foundation--COtrade assoc.

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• The First National Bank of Jeaneretteunverified attribution

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• The Wisconsin Credit Union Leaguetrade assoc.

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• Truxton Trust Companyunverified attribution

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• Utah Credit Union Associationtrade assoc.

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• Wisconsin Bankers Associationtrade assoc.

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