NONDISCRIMINATION REQUIREMENTS

Activity

Cooperative Credit Union Association filed 1 comment on this docket between Mar 17, 2026 and Mar 17, 2026. 9 other organizations filed here. The comment window closed 134d ago.

What Cooperative Credit Union Association filed (1)

Abstract

The NCUA Board (Board) is publishing this proposed rule to remove a redundant and outdated regulation regarding nondiscrimination in lending. While the regulation was intended to summarize the Fair Housing Act (FHA) prohibitions on discrimination related to real estate related loans, appraisals, and advertising, the Board’s last substantive amendment to the regulation was finalized in 2001. Thus, the regulation may not reflect all case law or regulatory developments under the FHA, a statute that primarily falls under the jurisdiction of the Department of Housing and Urban Development (HUD) and continues to apply to federal credit unions (FCUs) regardless of the NCUA’s regulations. Thus, the Board believes the current regulation may cause confusion and unnecessary burden because it has not kept up with changes in FHA interpretation and implementation. For these reasons, the Board is proposing to remove this regulation in its entirety.

• Cooperative Credit Union AssociationTHIS ORG

  1 filing · confidence 97%
• The Wisconsin Credit Union Leaguetrade assoc.

  2 filings · confidence 85%
• Cornerstone Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• CrossState Credit Union Associationtrade assoc.

  1 filing · confidence 85%
• Defense Credit Union Counciltrade assoc.

  1 filing · confidence 85%
• GECU Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• Illinois Credit Union Leaguetrade assoc.

  1 filing · confidence 85%
• Ohio Credit Union Leaguetrade assoc.

  1 filing · confidence 97%
• ORNL Federal Credit Unionunverified attribution

  1 filing · confidence 70%
• The League of Credit Unions and Affiliatestrade assoc.

  1 filing · confidence 85%