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CFPBNonrulemakingCFPB-2017-0005

Request for Information Regarding Use of Alternative Data and Modeling Techniques in the Credit Process

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Last modified
Jun 20, 2024
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closed 3357d ago
Credit Union National Association filings
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Activity

Credit Union National Association filed 1 comment on this docket between May 19, 2017 and May 19, 2017. 27 other organizations filed here. The comment window closed 3357d ago.

What Credit Union National Association filed (1)

May 19, 2017· Comment Submitted by Leah Dempsey, Credit Union National Association· CFPB-2017-0005-0051

Filed on regulations.gov — full text not in the inline record.

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Abstract

The Consumer Financial Protection Bureau (CFPB or Bureau) seeks information about the use or potential use of alternative data and modeling techniques in the credit process. Alternative data and modeling techniques are changing the way that some financial service providers conduct business. These changes hold the promise of potentially significant benefits for some consumers but also present certain potentially significant risks. The Bureau seeks to learn more about current and future market developments, including existing and emerging consumer benefits and risks, and how these developments could alter the marketplace and the consumer experience. The Bureau also seeks to learn how market participants are or could be mitigating certain risks to consumers, and about consumer preferences, views, and concerns.

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Co-filers (27)

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Request for Information Regarding Use of Alternative Data and Modeling Techniques in the Credit Process (CFPB) — Credit Union National Association | OpenPolis