Illinois Credit Union League
NCUARulemakingNCUA-2026-0034

NONDISCRIMINATION REQUIREMENTS

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Last modified
Feb 3, 2026
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closed 134d ago
Illinois Credit Union League filings
1

Activity

Illinois Credit Union League filed 1 comment on this docket between Mar 17, 2026 and Mar 17, 2026. 9 other organizations filed here. The comment window closed 134d ago.

What Illinois Credit Union League filed (1)

Mar 17, 2026· Comment from Illinois Credit Union League· NCUA-2026-0034-0013

Filed on regulations.gov — full text not in the inline record.

Abstract

The NCUA Board (Board) is publishing this proposed rule to remove a redundant and outdated regulation regarding nondiscrimination in lending. While the regulation was intended to summarize the Fair Housing Act (FHA) prohibitions on discrimination related to real estate related loans, appraisals, and advertising, the Board’s last substantive amendment to the regulation was finalized in 2001. Thus, the regulation may not reflect all case law or regulatory developments under the FHA, a statute that primarily falls under the jurisdiction of the Department of Housing and Urban Development (HUD) and continues to apply to federal credit unions (FCUs) regardless of the NCUA’s regulations. Thus, the Board believes the current regulation may cause confusion and unnecessary burden because it has not kept up with changes in FHA interpretation and implementation. For these reasons, the Board is proposing to remove this regulation in its entirety.

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