Mortgage Bankers Association
CFPBRulemakingCFPB-2025-0040

Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)

RIN
Last modified
Jan 14, 2026
Comment window
closed 225d ago
Mortgage Bankers Association filings
2

Activity

Mortgage Bankers Association filed 2 comments on this docket between Dec 15, 2025 and Dec 15, 2025. 74 other organizations filed here. The comment window closed 225d ago.

What Mortgage Bankers Association filed (2)

Dec 15, 2025· Comment from Mortgage Bankers Association· CFPB-2025-0040-0260

See attached comments on behalf of the Mortgage Bankers Association

Dec 15, 2025· Comment from Mortgage Bankers Association (on behalf of RER, NMHC, NAA, MBA, and CREF-C)· CFPB-2025-0040-0259

See attached combined comments from the CRE Finance Council, Mortgage Bankers Association, National Apartment Association, National Multifamily Housing Council, and the Real Estate Roundtable

Abstract

SUMMARY: The Consumer Financial Protection Bureau (CFPB or Bureau) proposes revisions to certain provisions of Regulation B, subpart B, implementing changes to the Equal Credit Opportunity Act made by section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Bureau is reconsidering coverage of certain credit transactions and financial institutions; the small business definition; inclusion of certain data points and how others are collected; and the compliance date. The CFPB believes these proposed changes would streamline the rule, reduce complexity for lenders, and improve data quality, advancing the purposes of section 1071 and complying with recent executive directives. ADDITIONAL INFORMATION: For more information about commenting on CFPB’s Notices, please visit us at: https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/commenting-on-notices/

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