← Mortgage Bankers Association
OCCRulemakingOCC-2012-0008

Regulatory Capital Rules (Part I): Regulatory Capital, Minimum Regulatory Capital Ratios, Capital Adequacy, Transition Provisions

RIN
—
Last modified
Sep 4, 2014
Comment window
closed 5027d ago
Mortgage Bankers Association filings
5

Activity

Mortgage Bankers Association filed 5 comments on this docket between Oct 22, 2012 and May 16, 2013. 429 other organizations filed here. The comment window closed 5027d ago.

What Mortgage Bankers Association filed (5)

May 16, 2013· Mortgage Bankers Association, Asian Real Estate Association of America, Business Roundtable, Consumer Mortgage Coalition, etc.· OCC-2012-0008-1751

Filed on regulations.gov — full text not in the inline record.

View on regulations.gov →
Apr 26, 2013· Mortgage Bankers Association, Asian Real Estate Association of America, Business Roundtable, Consumer Mortgage Coalition, etc.· OCC-2012-0008-1747

Filed on regulations.gov — full text not in the inline record.

View on regulations.gov →
Dec 11, 2012· Mortgage Bankers Association (2)· OCC-2012-0008-1324

Filed on regulations.gov — full text not in the inline record.

View on regulations.gov →
Dec 3, 2012· Mortgage Bankers Association, Mortgage Insurance Companies of America, National Assoc. of Home Builders, National Assoc. of Realtors & National Housing Conference· OCC-2012-0008-1300

Filed on regulations.gov — full text not in the inline record.

View on regulations.gov →

Abstract

The Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) (collectively, the agencies) are seeking comment on three Notices of Proposed Rulemaking (NPR) that would revise and replace the agencies' current capital rules. In this NPR, the agencies are proposing to revise their risk-based and leverage capital requirements consistent with agreements reached by the Basel Committee on Banking Supervision (BCBS) in ``Basel III: A Global Regulatory Framework for More Resilient Banks and Banking Systems'' (Basel III). The proposed revisions would include implementation of a new common equity tier 1 minimum capital requirement, a higher minimum tier 1 capital requirement, and, for banking organizations subject to the advanced approaches capital rules, a supplementary leverage ratio that incorporates a broader set of exposures in the denominator measure. Additionally, consistent with Basel III, the agencies are proposing to apply limits on a banking organization's capital distributions and certain discretionary bonus payments if the banking organization does not hold a specified amount of common equity tier 1 capital in addition to the amount necessary to meet its minimum risk- based capital requirements. This NPR also would establish more conservative standards for including an instrument in regulatory capital. As discussed in the proposal, the revisions set forth in this NPR are consistent with section 171 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), which requires the agencies to establish minimum risk-based and leverage capital requirements. In connection with the proposed changes to the agencies' capital rules in this NPR, the agencies are also seeking comment on the two related NPRs published elsewhere in today's Federal Register. The two related NPRs are discussed further in the SUPPLEMENTARY INFORMATION.

View on regulations.gov →

Co-filers (429)

See everyone who commented →
Regulatory Capital Rules (Part I): Regulatory Capital, Minimum Regulatory Capital Ratios, Capital Adequacy, Transition Provisions (OCC) — Mortgage Bankers Association | OpenPolis