← Mortgage Bankers Association
OCCRulemakingOCC-2012-0010

Regulatory Capital Rules (Part III): Advanced Approaches Risk-based Capital Rules; Market Risk Capital Rule

RIN
—
Last modified
Feb 21, 2024
Comment window
closed 5027d ago
Mortgage Bankers Association filings
3

Activity

Mortgage Bankers Association filed 3 comments on this docket between Oct 18, 2012 and May 28, 2013. 335 other organizations filed here. The comment window closed 5027d ago.

What Mortgage Bankers Association filed (3)

May 28, 2013· Mortgage Bankers Association, Asian Real Estate Association of America, Business Roundtable, Consumer Mortgage Coalition, etc.· OCC-2012-0010-1391

Filed on regulations.gov — full text not in the inline record.

View on regulations.gov →
Oct 23, 2012· Mortgage Bankers Association (2)· OCC-2012-0010-0406

Filed on regulations.gov — full text not in the inline record.

View on regulations.gov →

Abstract

The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) (collectively, the agencies) are seeking comment on three notices of proposed rulemaking (NPRs) that would revise and replace the agencies' current capital rules. In this NPR (Advanced Approaches and Market Risk NPR) the agencies are proposing to revise the advanced approaches risk-based capital rule to incorporate certain aspects of ``Basel III: A Global Regulatory Framework for More Resilient Banks and Banking Systems'' (Basel III) that the agencies would apply only to advanced approach banking organizations. This NPR also proposes other changes to the advanced approaches rule that the agencies believe are consistent with changes by the Basel Committee on Banking Supervision (BCBS) to its ``International Convergence of Capital Measurement and Capital Standards: A Revised Framework'' (Basel II), as revised by the BCBS between 2006 and 2009, and recent consultative papers published by the BCBS. The agencies also propose to revise the advanced approaches risk- based capital rule to be consistent with Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act). These revisions include replacing references to credit ratings with alternative standards of creditworthiness consistent with section 939A of the Dodd- Frank Act. Additionally, the OCC and FDIC are proposing that the market risk capital rule be applicable to federal and state savings associations, and the Board is proposing that the advanced approaches and market risk capital rules apply to top-tier savings and loan holding companies domiciled in the United States that meet the applicable thresholds. In addition, this NPR would codify the market risk rule consistent with the proposed codification of the other regulatory capital rules across the three proposals.

View on regulations.gov →

Co-filers (335)

See everyone who commented →