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CFPBNonrulemakingCFPB-2017-0005

Request for Information Regarding Use of Alternative Data and Modeling Techniques in the Credit Process

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National Association of Home Builders filings
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National Association of Home Builders filed 1 comment on this docket between May 22, 2017 and May 22, 2017. 27 other organizations filed here. The comment window closed 3357d ago.

What National Association of Home Builders filed (1)

May 22, 2017· Comment Submitted by Curtis Milton for Michelle Hamecs, National Association of Home Builders· CFPB-2017-0005-0064

Filed on regulations.gov — full text not in the inline record.

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Abstract

The Consumer Financial Protection Bureau (CFPB or Bureau) seeks information about the use or potential use of alternative data and modeling techniques in the credit process. Alternative data and modeling techniques are changing the way that some financial service providers conduct business. These changes hold the promise of potentially significant benefits for some consumers but also present certain potentially significant risks. The Bureau seeks to learn more about current and future market developments, including existing and emerging consumer benefits and risks, and how these developments could alter the marketplace and the consumer experience. The Bureau also seeks to learn how market participants are or could be mitigating certain risks to consumers, and about consumer preferences, views, and concerns.

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Co-filers (27)

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