National Federation of Independent Business filed 1 comment on this docket between May 20, 2026 and May 20, 2026. 3 other organizations filed here. The comment window closed 60d ago.
National Federation of Independent Business (NFIB) comment letter of May 18, 2026, in response to Department of the Treasury Office of the Comptroller of the Currency Notice of Interim Final Rule titled "National Bank Non-Interest Charges and Fees," OCC-2026-0430, 91 Fed. Reg. 22989 (April 29, 2026), is attached.
The Providing Accountability Through Transparency Act of 2023 (51) requires that a notice of proposed rulemaking include the internet address of a summary of not more than 100 words in length of a proposed rule, in plain language, that shall be posted on the internet website www.regulations.gov . While the OCC is not issuing a notice of proposed rulemaking, a summary of this interim final rule can be found below and at https://occ.gov/topics/laws-and-regulations/occ-regulations/proposed-issuances/index-proposed-issuances.html. The OCC is adopting an interim final rule to clarify that national banks' power to charge non-interest charges and fees includes the power to assess, collect, impose, levy, receive, reserve, take, or otherwise obtain non-interest charges and fees, including interchange fees from credit and debit card operations. Further, the interim final rule explains that national banks may charge non-interest charges or fees, even when such charges and fees are set by or in consultation with third parties. The OCC invites public comments on this interim final rule.
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