American Bankers Association filed 1 comment on this docket between Jan 29, 2026 and Jan 29, 2026. 5 other organizations filed here. The comment window closed 180d ago.
Please find attached the American Bankers Association and Mortgage Bankers Association's joint comment letter on Real Estate Lending Escrow Accounts; Docket ID: OCC-2025-0736. For questions, please contact ABA's Teshale Smith tsmith@aba.com.
The Providing Accountability Through Transparency Act of 2023 requires that a notice of proposed rulemaking include the internet address of a summary of not more than 100 words in length of a proposed rule, in plain language, that shall be posted on the internet website www.regulations.gov. The OCC is issuing a notice of proposed rulemaking to codify longstanding powers of national banks and Federal savings associations (collectively, banks) to establish or maintain real estate lending escrow accounts and to exercise flexibility in making business judgment as to the terms and conditions of such accounts, including whether and to what extent to offer any compensation related thereto. The proposal and the required summary can be found for the OCC at https://www.regulations.gov by searching for Docket ID OCC-2025-0736 and https://occ.gov/topics/laws-and-regulations/occ-regulations/proposed-issuances/index-proposed-issuances.html.
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