Real Estate Lending Escrow Accounts

Activity

Bank Policy Institute filed 1 comment on this docket between Jan 29, 2026 and Jan 29, 2026. 5 other organizations filed here. The comment window closed 180d ago.

What Bank Policy Institute filed (1)

Abstract

The Providing Accountability Through Transparency Act of 2023 requires that a notice of proposed rulemaking include the internet address of a summary of not more than 100 words in length of a proposed rule, in plain language, that shall be posted on the internet website www.regulations.gov. The OCC is issuing a notice of proposed rulemaking to codify longstanding powers of national banks and Federal savings associations (collectively, banks) to establish or maintain real estate lending escrow accounts and to exercise flexibility in making business judgment as to the terms and conditions of such accounts, including whether and to what extent to offer any compensation related thereto. The proposal and the required summary can be found for the OCC at https://www.regulations.gov by searching for Docket ID OCC-2025-0736 and https://occ.gov/topics/laws-and-regulations/occ-regulations/proposed-issuances/index-proposed-issuances.html.

• Bank Policy InstituteTHIS ORG

  1 filing · confidence 97%
• American Bankers Associationtrade assoc.

  1 filing · confidence 97%
• and American Association of Residential Mortgage Regulatorstrade assoc.

  1 filing · confidence 85%
• Housing Policy Counciltrade assoc.

  1 filing · confidence 85%
• International Bancshares Corporationunverified attribution

  1 filing · confidence 70%
• Mortgage Bankers Associationtrade assoc.

  1 filing · confidence 97%