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CFPBRulemakingCFPB-2019-0021

Home Mortgage Disclosure (Regulation C)

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Credit Union National Association filings
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Credit Union National Association filed 1 comment on this docket between Oct 15, 2019 and Oct 15, 2019. 47 other organizations filed here. The comment window closed 2478d ago.

What Credit Union National Association filed (1)

Oct 15, 2019· Comment Submitted by Luke Martone, Credit Union National Association (CUNA)· CFPB-2019-0021-0664

Filed on regulations.gov — full text not in the inline record.

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Abstract

The Bureau of Consumer Financial Protection (Bureau) is proposing two alternatives to amend Regulation C to increase the threshold for reporting data about closed-end mortgage loans so that institutions originating fewer than either 50 closed-end mortgage loans, or alternatively 100 closed-end mortgage loans, in either of the two preceding calendar years would not have to report such data as of January 1, 2020. The proposed rule would also adjust the threshold for reporting data about open-end lines of credit by extending to January 1, 2022, the current temporary threshold of 500 open-end lines of credit and setting the threshold at 200 open-end lines of credit upon the expiration of the proposed extension of the temporary threshold. The Bureau is also proposing to incorporate into Regulation C the interpretations and procedures from the interpretive and procedural rule that the Bureau issued on August 31, 2018, and to implement further section 104(a) of the Economic Growth, Regulatory Relief, and Consumer Protection Act.

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Co-filers (47)

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