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Amendments to Federal Mortgage Disclosure Requirements under the Truth in Lending Act (Regulation Z)

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National Association of Home Builders filings
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National Association of Home Builders filed 2 comments on this docket between Oct 10, 2017 and Oct 11, 2017. 17 other organizations filed here. The comment window closed 3213d ago.

What National Association of Home Builders filed (2)

Oct 11, 2017· Comment Submitted by CURTIS C. MILTON for Michelle Hamecs, National Association of Home Builders· CFPB-2017-0018-0046

Filed on regulations.gov — full text not in the inline record.

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Oct 10, 2017· Comment from Michelle Hamecs, National Association of Home Builders· CFPB-2017-0018-0026

Please accept the attached comments from the National Association of Home Builders in response to the Bureau's Request for Comment regarding Amendments to Federal Mortgage Disclosure Requirements Under the Truth in Lending Act (Regulation Z).

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Abstract

The Bureau of Consumer Financial Protection (Bureau) is proposing to amend federal mortgage disclosure requirements under the Real Estate Settlement Procedures Act and the Truth in Lending Act that are implemented in Regulation Z. The proposed amendments relate to when a creditor may compare charges paid by or imposed on the consumer to amounts disclosed on a Closing Disclosure, instead of a Loan Estimate, to determine if an estimated closing cost was disclosed in good faith. Specifically, the proposed amendments would permit creditors to do so regardless of when the Closing Disclosure is provided relative to consummation.

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Co-filers (17)

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