Ohio Credit Union League
CFPBRulemakingCFPB-2017-0018

Amendments to Federal Mortgage Disclosure Requirements under the Truth in Lending Act (Regulation Z)

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Jun 20, 2024
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Ohio Credit Union League filings
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Activity

Ohio Credit Union League filed 1 comment on this docket between Oct 11, 2017 and Oct 11, 2017. 17 other organizations filed here. The comment window closed 3213d ago.

What Ohio Credit Union League filed (1)

Oct 11, 2017· Comment Submitted by Miriah Lee & Paul L. Mercer, Ohio Credit Union League· CFPB-2017-0018-0045

Filed on regulations.gov — full text not in the inline record.

Abstract

The Bureau of Consumer Financial Protection (Bureau) is proposing to amend federal mortgage disclosure requirements under the Real Estate Settlement Procedures Act and the Truth in Lending Act that are implemented in Regulation Z. The proposed amendments relate to when a creditor may compare charges paid by or imposed on the consumer to amounts disclosed on a Closing Disclosure, instead of a Loan Estimate, to determine if an estimated closing cost was disclosed in good faith. Specifically, the proposed amendments would permit creditors to do so regardless of when the Closing Disclosure is provided relative to consummation.

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Amendments to Federal Mortgage Disclosure Requirements under the Truth in Lending Act (Regulation Z) (CFPB) — Ohio Credit Union League | OpenPolis